Baccarat

baccaratBaccarat is a card game famous for being popular with high rollers, but there are plenty of casinos that offer baccarat with low minimum bets as well.

The modern forms of baccarat that we play today are all based on a Medieval card game known as Tarrochi. While modern baccarat is played using a classic (French) deck, Tarrochi was played with a Tarot deck.

If you are unfamiliar with baccarat, playing it online for free using play-money is a great way of getting to know the game. You can’t win any real money, but you won’t lose any money either and can learn the game of baccarat for free before you start playing with your own hard earned cash.

Playing baccarat

Baccarat is is bit similar to blackjack, since the player’s hand will be compared to the bank’s hand. However, unlike blackjack, most types of baccarat gives you the opportunity to back any hand you wish. If you think the bank is going to win, simply back the bank instead of the player.

If you believe there will be a tie, you bet on egalité instead of betting on any of the hands.

Card value in baccarat

King 0 points
Queen 0 points
Jack 0 points
Ten 0 points
9 9 points
8 8 points
7 7 points
6 6 points
5 5 points
4 4 points
3 3 points
2 2 points
Ace 1 point

How much is my hand worth?

You calculate the value of a baccarat hand by adding together the point values of the cards.

So….

  • A hand consisting of a two and a four is worth six points.
  • A hand consisting of a king and a four is worth four points.
  • A hand consisting of an ace and a four is worth five points.

The lowest possible value of a baccarat hand is zero points, e.g. king + queen or king + ten.

If the point value of the cards exceeds nine when added together, only the digit to the right counts. The highest possible hand value is thus nine.

  • Examples:

You have a hand consisting of a seven and a five. 7+5 = 13. Only the digit to the right counts, so the value of the hand is 3.

You have a hand consisting of a ace and nine. 1+9 = 10. Only the digit to the right counts, so the value of the hand is zero.

Which hand wins?

The best hand of all in baccarat is a hand worth nine points. When the two hands on the table are compared, the hand closest to nine wins.

Example: The bank’s hand is worth 6 points, while the player’s hand is worth 8 points. The player’s hand wins, because it is closer to nine.

Who gets paid?

There are three possible outcomes for each round of baccarat:

  • The bank’s hand wins. Everyone who bet on the bank wins. Everyone else lose their money.
  • The player’s hand wins. Everyone who bet on the player wins. Everyone else lose their money.
  • Both hands are of equal value, i.e. a tie. This is called egalité. Everyone who bet egalité wins. Everyone else lose their money.